Technology
At CXC, we are at the forefront of fintech innovation, leveraging cutting-edge technology to redefine the landscape of private credit. Our advanced technology platform integrates seamlessly across various functions, offering unparalleled servicing capabilities, from collateral monitoring and validation to automated reporting and data analytics.
Our purpose-built platform, designed exclusively to enhance scalability and efficiency, combines the latest in artificial intelligence and machine learning with a sophisticated microservices architecture. This unique combination enables us to provide real-time, data-driven insights that elevate the quality of our services as Collateral Agent, Backup Servicer, Administrative Agent, and Calculation Agent, collectively referred to as Master Servicing.
Advanced Data Integration and Analytics
Our platform supports seamless integration with originators, handling all types of assets with speed and precision. With over 35 different validations and advanced APIs, our system quickly ingests and processes data, providing comprehensive insights into loan and asset portfolios. By utilizing artificial intelligence, we perform automatic eligibility analyses, reconcile payment applications with bank statements, and manage collateral with accuracy and efficiency.
Investor-Grade Monitoring and Reporting
CXC's technology-driven approach to monitoring and reporting delivers transparency and trust for both issuers and investors. Our platform offers a comprehensive view of loan portfolios, with dashboards that provide detailed insights into collateral performance, loan aging, delinquency trends, and geographical distributions. This enables our clients to make informed, strategic decisions and maintain a competitive edge in the market.
Secure Digital Custodianship
We combine advanced digital security with seamless access to vital documentation. As a trusted custodian, CXC securely stores electronic and physical documents, utilizing state-of-the-art encryption and data management practices to protect sensitive information. Our platform guarantees easy and reliable access to signed documents, ensuring compliance and safeguarding investor interests.
Constant Innovation for Unmatched Scalability
Our continued growth, along with that of our clients, reflects our commitment to continuous improvement and innovation, constantly pushing the boundaries of what is possible in financial technology. Our platform is built on a flexible microservices architecture that enables rapid development and deployment of new features, allowing us to seamlessly manage any portfolio size and stay at the cutting edge of the industry. With capabilities such as automated reporting, real-time analytics, and artificial intelligence-driven insights, we are redefining what it means to be a fintech leader in the private credit sector.
